Terms and Conditions

1. Introduction
Welcome to WealthWise. These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to comply with these terms. If you do not agree, please do not use our services.

2. Services Offered
WealthWise provides financial coaching services, including but not limited to budgeting, debt management, investment strategies, and retirement planning. All services are tailored to meet the unique financial goals of our clients.

3. Client Responsibilities
As a client, you agree to provide accurate information and to communicate openly with your financial coach. You are responsible for your financial decisions and outcomes.

4. Payment Terms
Our services are priced starting at $100 per session. Payments are due at the time of service unless otherwise agreed upon. We accept various payment methods, which will be detailed during the booking process.

5. Cancellation Policy
If you need to cancel or reschedule an appointment, please notify us at least 24 hours in advance. Cancellations made less than 24 hours before the scheduled session may incur a cancellation fee.

6. Limitation of Liability
WealthWise is not liable for any financial losses or damages resulting from the use of our services. Our coaching is intended to provide guidance and support, but the final decisions are the responsibility of the client.

7. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes indicates your acceptance of the new terms.

8. Governing Law
These Terms and Conditions are governed by the laws of the state in which WealthWise operates. Any disputes arising from these terms will be resolved in accordance with local laws.